Know exactly where
your money goes.

A paycheck-based budget that shows you what every bill costs per paycheck, what's safe to spend, and how your actuals compare month after month.

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The Dashboard

Three numbers.
Total clarity.

Income, total set-asides, and what's left to spend freely, right at the top of every screen. BudgetMeadow normalizes every bill to your pay period so you always know if you can cover something right now, not in theory.

Paycheck-based: weekly, biweekly, bimonthly, or monthly
Progress bar warns at 75%, alerts when you're over
Bills due within 7 days surface automatically
Bonus month outlook for extra-paycheck months

Bills & Goals

Everything your money
needs to cover.

Build your budget from expenses, savings goals, and debts, grouped into categories that make sense to you. Drag to reorder. Mark bills as done. See your 6-month average next to every item.

Expenses, savings goals, and debt tracking in one list
Categories with subtotals: collapse or expand
6-month average actual spend shown per item
Debt payoff dates calculated automatically

✦ Premium

Income Sources

Your whole household,
one budget.

Add up to four income sources (a second job, a partner's salary, freelance income) each with its own pay schedule. BudgetMeadow maps every paycheck landing in the current month so you always know exactly what's coming in and when.

Up to 4 income sources per budget
Every paycheck in the month listed by date
Override any paycheck for bonuses or variable income
Up to 5 separate budgets: home, side business, and more

✦ Premium

Budget History

What you planned.
What you spent.

BudgetMeadow snapshots your budget automatically. Browse any past month, record what you actually spent, and see where the variance landed. Green means under, red means over. Nothing to remember. Nothing to set up.

Every past month preserved automatically
Click any figure to edit your actual spend
Variance column color-coded at a glance
Mark months complete to clear reminders
Export your full budget to CSV any time

✦ Premium

Spend Tracking

Log what you spend
as you spend it.

Add individual spend entries directly against any budget item. Groceries on Monday, a top-up on Friday. BudgetMeadow totals them up, shows you how you're tracking against your budget, and rolls everything into your monthly history automatically.

Log entries against any budget item mid-month
Running total shows budgeted vs tracked at a glance
Over-budget items flagged in red instantly
All entries feed into History and Insights automatically
Starts fresh each month, no manual reset needed

✦ Premium

Insights

Turn history into
understanding.

Once you have a few months of data, Insights turns it into four charts: budget vs actual, essential vs discretionary, spending by category, and per-item trend lines with 6-month averages.

Budget vs Actual bar chart across all months
Essential vs Discretionary spend split
Category donut chart per selected month
Per-item sparklines with running 6-month average

Appearance

Light or dark.
Your choice.

Toggle between light and dark mode with one click. Your preference is saved in your browser. No account setting needed. Every screen, chart, and table switches instantly.